Financial Advisor (Denver)
Denver, CO
Contracted
Entry Level
Build a Career. Build a Life. Earn What You’re Worth.
Becoming a financial advisor at Northwestern Mutual is an opportunity to build your own business, grow a professional network, and help clients achieve meaningful financial goals through long-term planning.
As a Financial Advisor, you will build a client base, develop long-term relationships, and develop a client practice that generates ongoing income. The work is straightforward, but not easy. It requires consistency, strong relationships, and a willingness to prospect.
We are selective in who we bring on. The people who succeed here are serious about building a high-income career and are willing to put in the work early to create long-term results.
This is a full-time role with training, licensing support, and ongoing development provided by Northwestern Mutual.
Why Northwestern Mutual
For over 169 years, Northwestern Mutual has helped clients build financial security through a holistic approach that includes insurance, investments, and long-term planning strategies.
You will be backed by a company known for its financial strength, training, and long-term stability.
What you will do
At its core, this role is about building relationships and earning trust.
You will:
What makes this opportunity different
Who tends to thrive here
We see the most success from people who:
You do not need a financial services background to succeed here. In fact, many of our top advisors started in entirely different industries. We intentionally look for individuals with strong networks, work ethic, and relationship-building skills. If you are willing to learn the technical side and commit to the process, we provide the training and support to help you succeed.
If your background looks different but you are driven, coachable, and willing to prospect consistently, we still encourage you to apply.
What really matters
We care less about your exact resume and more about how you operate day to day.
The people who succeed here usually:
Want a better sense of the role? Watch this short overview:
https://opportunities.northwesternmutual.com/role-of-the-financial-advisor-at-northwestern-mutual
A note on ramp-up
This is a long-term career, not a short-term sales role.
Building a client base takes time and consistency. Many advisors find it helpful to have some financial stability or savings as they grow their practice in the early stages.
The payoff comes from building something that compounds over time.
Training and support
You do not need prior financial experience. We will teach you.
You will have access to:
Compensation and benefits
Your income is performance-based and uncapped.
Additional support includes:
Minimum qualifications
Before you apply
This opportunity is not for everyone.
Ask yourself:
Benefits:
Application Question(s):
Education:
Experience:
Work Location: In person- Flexible hybrid after training
Pay: $70,000.00 - $200,000.00 per year
Benefits:
Work Location: In person
About Northwestern Mutual
For over 165 years, we have helped our clients spend their lives living through comprehensive and innovative financial planning. We combine the expertise of our financial professionals with a personalized digital experience and industry-leading products to give our clients the ability to successfully navigate their financial lives.
Our tailored, integrated approach includes multiple financial strategies—insurance, investments, and annuities—built to reinforce each other, keeping our clients consistently on track to meet goal after goal. We lead with unmatched financial strength and access to the best products and services for our clients.
Our Financial Advisors are valued partners and proud business owners. As such, they are considered independent contractors3 for income tax purposes, and a statutory employee for Federal Insurance Contributions Act (FICA) tax purposes.
As a company, we value an inclusive and belonging workplace where everyone’s unique viewpoints bring new successes. We strive to create teams that reflect our customers and communities, fostering an environment where all employees are welcomed, valued, and heard.
Why join Northwestern Mutual:
Northwestern Mutual is the marketing name for The Northwestern Mutual Life Insurance Company (NM) and its subsidiaries, including Northwestern Long Term Care Insurance Company (NLTC), Northwestern Mutual Investment Services, LLC (NMIS) (Investment Brokerage Services), a registered investment adviser, broker-dealer, and member of FINRA and SIPC, and Northwestern Mutual Wealth Management Company® (NMWMC) (Investment Advisory Services), a federal savings bank. NM and its subsidiaries are in Milwaukee, WI.
*Individuals are required to have a minimum of three years of service at Northwestern Mutual to qualify for the designation pre-payment and reimbursement program.
1No level of income is guaranteed. As used here, “revenue” includes exclusively First Year and Renewal Commissions, Bonuses, Northwestern Mutual Investment Services, LLC and Northwestern Mutual Wealth Management Company commissions and fees, Strategic Employee Benefits Services commissions, and Expense Allowances. Data uses average revenue from 2018-2023; included revenue was positive and not equal to 0 and earned by full time, active Financial Representatives producing for the entire year each of the years data was used. First year range is $271.73 - $2,923,976.22. Source: Northwestern Mutual, 2024
2Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
3Northwestern Mutual Financial Representatives are Independent Contractors whose income is based on production. If offered to apply for approval of a contract to become a Northwestern Mutual Financial Representative, a national criminal background check is required. Should the background check results provide information which would not allow someone to work for Northwestern Mutual, approval for contract will be withdrawn.
4Ranking for Northwestern Mutual Investment Services, LLC (NMIS) based on total 2023 AUM, which includes figures that combine NMIS brokerage account activity and AUM with account activity and AUM of investment advisory account of NMIS’s affiliate Northwestern Mutual Wealth Management Company (NMWMC), which are held through NMIS. Source: InvestmentNews, April 2024.
5Among U.S. life insurers. Ratings are for The Northwestern Mutual Life Insurance Company and Northwestern Long Term Care Insurance Company, as of the most recent review and report by each rating agency. Ratings as of: 08/24 (Aaa, Moody’s Investors Service), 08/23 (A++, A.M. Best Company), 07/24 (AAA, Fitch Ratings), 04/24 (AA+, S&P Global Ratings). Ratings are subject to change. Total company assets as of June 30, 2024.
6To determine the best-regarded companies in more than 50 industries, FORTUNE asked executives, directors, and analysts to rate enterprises in their own industry on nine criteria. Details at fortune.com
Becoming a financial advisor at Northwestern Mutual is an opportunity to build your own business, grow a professional network, and help clients achieve meaningful financial goals through long-term planning.
As a Financial Advisor, you will build a client base, develop long-term relationships, and develop a client practice that generates ongoing income. The work is straightforward, but not easy. It requires consistency, strong relationships, and a willingness to prospect.
We are selective in who we bring on. The people who succeed here are serious about building a high-income career and are willing to put in the work early to create long-term results.
This is a full-time role with training, licensing support, and ongoing development provided by Northwestern Mutual.
Why Northwestern Mutual
For over 169 years, Northwestern Mutual has helped clients build financial security through a holistic approach that includes insurance, investments, and long-term planning strategies.
You will be backed by a company known for its financial strength, training, and long-term stability.
What you will do
At its core, this role is about building relationships and earning trust.
You will:
- Build your client base through networking, referrals, and consistent outreach
- Develop strong relationships with both personal and professional contacts
- Create and present personalized financial plans
- Help clients protect income, grow wealth, and plan for major life milestones
- Stay connected with clients over time and continue to provide guidance
What makes this opportunity different
- You are building your own client base within a proven framework
- Your income grows with your effort and results
- You create long-term, recurring revenue from the relationships you build
- You have flexibility to design your schedule and long-term path
- You are backed by a well-established firm with strong training and support
Who tends to thrive here
We see the most success from people who:
- Already have a strong personal or professional network or can build one quickly
- Are comfortable reaching out, following up, and asking for introductions
- Have a competitive mindset and are motivated by income growth
- Take strong accountability of their results and operate with consistency
- Want to control their income rather than depend on a salary
- Sales, including B2B, SaaS, or client-facing roles
- Athletics or other competitive environments
- Leadership roles or entrepreneurial ventures
- Community influencers or highly networked professionals
You do not need a financial services background to succeed here. In fact, many of our top advisors started in entirely different industries. We intentionally look for individuals with strong networks, work ethic, and relationship-building skills. If you are willing to learn the technical side and commit to the process, we provide the training and support to help you succeed.
If your background looks different but you are driven, coachable, and willing to prospect consistently, we still encourage you to apply.
What really matters
We care less about your exact resume and more about how you operate day to day.
The people who succeed here usually:
- Know a lot of people or actively expand their network
- Are comfortable starting conversations and building trust quickly
- Follow through and stay disciplined, even before seeing results
- Are motivated by performance-based income and long-term upside
Want a better sense of the role? Watch this short overview:
https://opportunities.northwesternmutual.com/role-of-the-financial-advisor-at-northwestern-mutual
A note on ramp-up
This is a long-term career, not a short-term sales role.
Building a client base takes time and consistency. Many advisors find it helpful to have some financial stability or savings as they grow their practice in the early stages.
The payoff comes from building something that compounds over time.
Training and support
You do not need prior financial experience. We will teach you.
You will have access to:
- A structured development program during your first five years
- Licensing support including Life and Health, SIE, Series 6, 7, and 63
- Ongoing coaching, mentorship, and a national advisor network
- Industry-leading planning tools and client resources
Compensation and benefits
Your income is performance-based and uncapped.
- Average earnings (Years 1 to 3): $70,000 to $130,000
- Top 25 percent (Years 1 to 3): $175,000 to $330,000+
- Over time, advisors who consistently build and maintain strong client relationships often grow their practices into high six-figure or higher income levels over time.
Additional support includes:
- Early-stage income support and bonuses
- Renewal income from ongoing client relationships
- 401(k) and company-funded pension program
- Health, dental, vision, life, and disability insurance
- Licensing reimbursement and CFP support
- Flexible schedule
Minimum qualifications
- Strong communication and relationship-building skills
- High level of personal accountability
- Entrepreneurial mindset
- Bachelor’s degree - Nice to have
- Authorized to work in the U.S. without sponsorship
Before you apply
This opportunity is not for everyone.
Ask yourself:
- Do I have a network I can start with or the drive to build one quickly?
- Am I comfortable reaching out to people and asking for introductions?
- Do I want my income to reflect my effort and performance?
Benefits:
- 401(k)
- 401(k) matching
- Dental insurance
- Financial planning services
- Flexible schedule
- Health insurance
- Life insurance
- Paid training
- Professional development assistance
- Referral program
- Retirement plan
- Vision insurance
Application Question(s):
- Are you currently located or will you be able to relocate to be within reasonable commuting distance from Greenwood Village, CO?
Education:
- Bachelor's (Not required but nice to have)
Experience:
- No financial experience required due to our award-winning training and development program; Recent Grads and Career Changers this one's for you.
- Sales: 2-5 years (Preferred)
Work Location: In person- Flexible hybrid after training
Pay: $70,000.00 - $200,000.00 per year
Benefits:
- 401(k)
- 401(k) matching
- Dental insurance
- Financial planning services
- Flexible schedule
- Health insurance
- Life insurance
- Paid training
- Professional development assistance
- Referral program
- Retirement plan
- Vision insurance
Work Location: In person
About Northwestern Mutual
For over 165 years, we have helped our clients spend their lives living through comprehensive and innovative financial planning. We combine the expertise of our financial professionals with a personalized digital experience and industry-leading products to give our clients the ability to successfully navigate their financial lives.
Our tailored, integrated approach includes multiple financial strategies—insurance, investments, and annuities—built to reinforce each other, keeping our clients consistently on track to meet goal after goal. We lead with unmatched financial strength and access to the best products and services for our clients.
Our Financial Advisors are valued partners and proud business owners. As such, they are considered independent contractors3 for income tax purposes, and a statutory employee for Federal Insurance Contributions Act (FICA) tax purposes.
As a company, we value an inclusive and belonging workplace where everyone’s unique viewpoints bring new successes. We strive to create teams that reflect our customers and communities, fostering an environment where all employees are welcomed, valued, and heard.
Why join Northwestern Mutual:
- Top 5 US Independent Broker-Dealers4
- Unsurpassed financial strength with total company assets of $366 billion5
- Recognized for6 Financial Soundness, Quality of Products/Services, Social Responsibility, and Quality of Management
- Fortune 500® company (June 2024)
- Forbes’ Best Employers for Diversity (2023)
- Best Place to Work for LGBTQ+ Equality- Human Rights Campaign Corporate Equality Index (2023)
- 2024 Training APEX Award winner
Northwestern Mutual is the marketing name for The Northwestern Mutual Life Insurance Company (NM) and its subsidiaries, including Northwestern Long Term Care Insurance Company (NLTC), Northwestern Mutual Investment Services, LLC (NMIS) (Investment Brokerage Services), a registered investment adviser, broker-dealer, and member of FINRA and SIPC, and Northwestern Mutual Wealth Management Company® (NMWMC) (Investment Advisory Services), a federal savings bank. NM and its subsidiaries are in Milwaukee, WI.
*Individuals are required to have a minimum of three years of service at Northwestern Mutual to qualify for the designation pre-payment and reimbursement program.
1No level of income is guaranteed. As used here, “revenue” includes exclusively First Year and Renewal Commissions, Bonuses, Northwestern Mutual Investment Services, LLC and Northwestern Mutual Wealth Management Company commissions and fees, Strategic Employee Benefits Services commissions, and Expense Allowances. Data uses average revenue from 2018-2023; included revenue was positive and not equal to 0 and earned by full time, active Financial Representatives producing for the entire year each of the years data was used. First year range is $271.73 - $2,923,976.22. Source: Northwestern Mutual, 2024
2Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
3Northwestern Mutual Financial Representatives are Independent Contractors whose income is based on production. If offered to apply for approval of a contract to become a Northwestern Mutual Financial Representative, a national criminal background check is required. Should the background check results provide information which would not allow someone to work for Northwestern Mutual, approval for contract will be withdrawn.
4Ranking for Northwestern Mutual Investment Services, LLC (NMIS) based on total 2023 AUM, which includes figures that combine NMIS brokerage account activity and AUM with account activity and AUM of investment advisory account of NMIS’s affiliate Northwestern Mutual Wealth Management Company (NMWMC), which are held through NMIS. Source: InvestmentNews, April 2024.
5Among U.S. life insurers. Ratings are for The Northwestern Mutual Life Insurance Company and Northwestern Long Term Care Insurance Company, as of the most recent review and report by each rating agency. Ratings as of: 08/24 (Aaa, Moody’s Investors Service), 08/23 (A++, A.M. Best Company), 07/24 (AAA, Fitch Ratings), 04/24 (AA+, S&P Global Ratings). Ratings are subject to change. Total company assets as of June 30, 2024.
6To determine the best-regarded companies in more than 50 industries, FORTUNE asked executives, directors, and analysts to rate enterprises in their own industry on nine criteria. Details at fortune.com
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